Lore, I wanted to drop you a brief note of truly heartfelt thanks. My parents’ financial position is truly challenging and is in no way reflective of what I would have hoped for them after a life of hard work and community service. That said, we are so fortunate to have your counsel in playing the most strategic hand, with the limited cards we have been dealt. I am consoled by your level-headedness and comprehensive analysis. My only regret is that we were not connected with you years ago.