I would like to express again my appreciation to you both, for just being there for me at all times this year, Clare and Barry. You, both have “held” us so sensitively and yet have firmly grounded us through the difficult issues which have presented themselves. I am enormously grateful to you. We have come a long way this year in consolidating our financial affairs in a positive way and I look forward to simplifying and tying the “loose threads” even more next year! Thank you!

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