We believe in a ‘lifestyle’ approach to financial planning
Your financial plan provides a personal roadmap to help you achieve your financial goals.
Lifestyle financial planning is about helping you to move beyond the traditional notions of wealth such as assets, net worth, and business valuation, toward genuine prosperity. This is when your resources are aligned with a sense of self and life. Some call it ‘marrying your money to your meaning’.
A lifestyle financial planner asks challenging questions, such as:
- What’s most important to you?
- What are your values?
- What does money mean to you?
Our ‘lifestyle’ financial planning approach will help establish what’s really important to you and then use your finances in a way that lines up with those goals and values.
The six steps in our lifestyle planning process:
- Set goals
We’ll sit down with you and help you to articulate realistic financial goals.
- Gather information
We’ll access all the information we need to focus on your needs.
- Analyse your circumstances
We’ll review your current situation to put together a plan that matches your lifestyle dreams and aspirations.
- Make recommendations
We’ll draw up a financial plan for you that records your objectives and sets out in detail how your objectives can be achieved. Our recommendations will deal with every aspect of your financial decision-making, leaving you with complete peace of mind.
- Implement our advice and recommendations
Once you sign off the financial plan, we’ll implement the recommendations.
- Review your financial plan
Don’t make the mistake of thinking that once the plan is in place, you are set for life. It’s crucial to revisit the process once a year. Things will change in your circumstances, in the economy or in the law, which will make it imperative to review your financial plan to make sure that it’s still relevant.
The benefits of our service:
- Clarity of thought
- Informed decision making
- Peace of mind
- Dedicated financial planner to take you through the process
- Continued expert advice
Our focus: the three pillars of ‘lifestyle’ financial planning
Our role is to produce a customised financial plan for you. We do this by focussing on these three pillars:
- Your investment strategy
- Your risk management plan
- Your succession plan