News & Opinions
Environment, social and governance (ESG) factors are a crucial consideration for all businesses today as well as a key factor in managing risk. They also affect our investment decisions. As financial planners we need to look at ESG investing in terms of the cold hard reality of a return on investment – now and for the future. We advise against making a purely emotional decision.
A client recently posed an interesting, thought-provoking question, which we think is worth sharing. The question was: “My elderly dad would like me to take over the policy on his life. He has no liabilities or dependants, has been paying this premium for many years and does not want to cancel it. He believes someone like me should benefit from it. Is there any merit in this?”
Many investors want the comfort of knowing that the financial advisers who they work with have no conflicts of interest in how they invest their clients’ money. They want advice from an advisor who is not only a CERTIFIED FINANCIAL PLANNER® but who acts independently and is free from bias. After much deliberation by the Financial Sector Conduct Authority, new legislation has been enacted that Veritas Wealth Partner Rick Briers-Danks believes gives consumers greater clarity on what it means to be an independent advisory practice.
As CERTIFIED FINANCIAL PLANNERS® we spend a lot of time expanding our clients’ understanding of investment and all its ups and downs, risks and rewards. It’s that little four-letter word “risk” that is particularly misunderstood. So, here we take a good, hard look at risk. What is risk and do we really understand it?
So, when is a good time to start saving to secure your future? It’s difficult to save from early in your career when your earnings are relatively low, but what if you do manage to start early, then stop investing and let compound interest do the rest of the saving for you? The outcome can be quite startling, as wealth management specialist Nick Maggiuli has discovered. We thought we would share his findings with you.
Greetings, Carl here. Living in Park City, Utah, I have often found myself feeling hopefully inadequate. It seems like everyone there is a top athlete of some sort. From mountain biking to running to climbing and skiing, you just know that everyone you see in the...
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