True Wealth Gives You Freedom

My 18-year-old son recently finished writing matric and a group of parents chose to give an hour of their time to share their skills with some of the school leavers.Among the parents, one was good at etiquette, another was a braai master, another was a chef and my...

Getting Your House in Order

New Year resolutions tend not to stick. In fact, according to an article in Forbes.com, research indicates that 80% of people ditch their new year’s resolutions by February.  Regardless of whether you are a “doer” or a “ditcher” of these good intentions, there are...

Reflecting on a Tough Year

Going back to November 2021 – just one year ago – the markets had given us some great returns. Being diversified would have seemed like an ineffective approach when growth assets were producing some impressive returns. But, it is amazing how quickly the tide can...

Enjoy It … While You Can !

Does my economic life change at the age of 75? Should I significantly increase my expenditure on travel or ticking-off my bucket list items up until then? This was the thread of a conversation we recently had with a client. The client had thought through the issue in...

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