News & Opinions
When it comes to growing your wealth, it is easy to overlook some small wins along the way. In this article, we unpack the concept of unrealised capital gains and show you how a few smart moves today can help you manage your tax bill tomorrow.
After reading The Soul of Wealth (Daniel Crosby) and a Morningstar research paper by David Blanchett (2014), we thought we should share these simple and powerful lessons that we hope will help you with your financial planning.
Rather than accumulating funds in investment accounts, we encourage you to think about what you want your money to do for you. Choosing specific lifestyle goals that align with your values will give your money a ‘Why’. Create investment accounts specifically for these goals. The behavioural outcomes and benefits are remarkable. Read on to see why!
Most couples do not realise that choosing a marital regime is one of the most consequential financial decisions they will ever make. While the accrual system is often seen as a fair and modern alternative, it can produce surprising and sometimes deeply unfair outcomes, especially in blended families. This article unpacks a real-life example that reveals how good intentions and careful planning can still lead to unintended consequences. If you think accrual protects everyone equally, you may want to read on.
Estate planning is more than just drafting a will. It is about ensuring your assets are distributed according to your wishes, minimising tax liabilities and protecting your family from unnecessary legal and financial complications. For those with minor children, a vitally important element is ensuring your children’s wellbeing and of course providing for them financially if you are no longer around.
In financial planning, we often concentrate on accumulating wealth, maximising investments and preparing for a secure future. While these are essential goals, there is another, equally important, dimension that often gets overlooked: the power of giving. This article...
Navigating friendships in the context of evolving financial circumstances can be both delicate and deeply personal. This article explores how money – often not spoken about – can influence social dynamics and offers thoughtful strategies for maintaining meaningful connections while respecting financial realities
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