Many people we see do not have a Will in place. Most people own something, whether it’s a house, a car or even a valuable piece of jewellery. If you don’t want the State to decide where your assets go when you die or, who will be in charge of your children and funds owed to them, then you need to draw up a Will.
Read MoreSome investors might find it interesting that South Africa has been one of the world’s best performing stock markets for nearly 100 years, despite underperforming inflation for the last three years. So, what makes us so special, and could we realistically expect this to continue? Picking up from a recent article by Fundhouse, we look at some of the opportunities and what needs to happen to realise South Africa’s potential.
Read MoreIs getting richer all that it’s cracked up to be? asked The Economist a while back. The UK weekly noted that it is clear that there is a positive relationship between income growth and well-being. What is not clear is whether happiness leads to money or vice versa.
Read MoreWe are currently witnessing how government’s “land expropriation without compensation” policy is provoking intense hopes and fears amongst many South Africans – hopes and fears that we suspect are fueled primarily by media reports. The following piece, by global fund research company Fundhouse, sets out the issues for investors.
Read MoreMore and more we’re hearing about parents who have placed themselves under considerable financial stress and even compromised their retirement prospects because they choose to continue to support their children well into their 20s – and even beyond. Research has uncovered that this is a world-wide phenomenon that seems to be on the increase.
Read MoreWhat are you worth? Is it really limited only to the amount of money you have, your investment portfolio, the property you own, your so-called tangible assets? Have you ever recognised that you have other assets that you also need to manage, invest in and nurture? We take a look at your precious but invisible possessions, your intangible assets.
Read MoreSo, what can we learn from the first Quarter of 2018? South Africa’s economic prospects have certainly brightened, but global markets have been volatile, creating a degree of uncertainty for investors with portfolios exposed to them. However, financial plans should be amended in response to changes in your personal circumstances, but not in response to changes on financial markets.
Read MoreAstute political manoeuvring by President Ramaphosa and an improving, though still-fragile, economy, buoyed by Moody’s recent decision to reaffirm our investment-grade rating, have raised the possibility of an interest rate cut. Investors need to assess new options but caution is called for. Here we look at the possibilities.
Read MoreThe passing of Sir Roger Bannister earlier this month closes the book on the life of a man who will forever be associated with the numbers 3:59.4. In 1954 he did what most people believed was impossible: to run the mile in under 4 minutes.
Read MoreWhat a difference a day … or two … can make. Jacob Zuma terminated nine years of rule on Wednesday 14 February and the next day Cyril Ramaphosa hit the road running, literally, leading brisk early morning walks with fellow citizens and taking some quick steps to breathe a measure of confidence into the nation and its markets.
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