News & Opinions


Thinking the (Usually) Unthinkable

So, you’ve got your future covered. You have a financial plan with a pension scheme and retirement annuities; you have insurance policies; medical aid and gap cover; a living will; a healthy spread of investments in property, and the income to pay for it all. So you have everything covered, right? Or is something missing? What haven’t you considered?

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Why is Populism on the rise?

The rise in populism in our country, reflected in the EFF-driven land expropriation without compensation and Reserve Bank nationalisation agenda, is uncharacteristic to South Africa. Populism, however, is surging globally, particularly in the Western world. Much has been written about this and we recently came across a graphic representation, which has helped us to better understand why this is happening.

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Mind the (Behaviour) Gap

“It’s not that we’re dumb. We’re wired to avoid pain and pursue pleasure and security. It feels right to sell when everyone around us is scared and buy when everyone feels great. It may feel right-but it’s not rational.” US financial planner Carl Richards, calls the distance between what we should do and what we actually do when it comes to managing our money, the ‘Behaviour Gap’.

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Beyond 100 Years

Some investors might find it interesting that South Africa has been one of the world’s best performing stock markets for nearly 100 years, despite underperforming inflation for the last three years. So, what makes us so special, and could we realistically expect this to continue? Picking up from a recent article by Fundhouse, we look at some of the opportunities and what needs to happen to realise South Africa’s potential.

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What comes first? Happiness or Money?

Is getting richer all that it’s cracked up to be? asked The Economist a while back. The UK weekly noted that it is clear that there is a positive relationship between income growth and well-being. What is not clear is whether happiness leads to money or vice versa.

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Money isn’t everything. Calculating your true worth.

What are you worth? Is it really limited only to the amount of money you have, your investment portfolio, the property you own, your so-called tangible assets? Have you ever recognised that you have other assets that you also need to manage, invest in and nurture? We take a look at your precious but invisible possessions, your intangible assets.

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